Anak Agung Ngurah Gede Sadiartha, I. Wayan Widnyana
Impact and Meaning of Government Hegemony in LPD Managementin Badung Regency
(1) the impact of government hegemony in LPD management, with sub indicators (a) economic, social, cultural impacts, and (b) permanent dependence; (2) the meaning of government hegemony in LPD management, with sub indicators, namely (a) religious meaning, (b) cultural resilience, and (c) welfare. The data collected in this study are qualitative data, in addition to supporting quantitative data. The data collection method used in this study is the non-participant observation method. There are primary data sources and secondary data. Informants in this study are those who are involved in LPD activities, both in Bali Province, Badung Regency, PT BPD Bali, LPD administrators and employees, traditional village heads, customers, or traditional village officials. The impact of government hegemony in managing the LPD can be seen in the economic development in both the traditional villages, namely Kuta, Kerobokan and Pakraman. Loans extended to krama and non-krama in the two LPDs, and the amount of credit to non-krama are relatively small, less than 10 percent of the amount of credit extended to customers. Credit in LPD Kuta is more directed to small and medium traders and has been able to help them meet household needs and increase their savings in the LPD, while in the Kerobokan LPD it is given to middle and upper middle enterprises. Credit risk is a threat to the health of LPDs, but these two LPDs have a way of dealing with bad credit. This study fills a gap in several previous studies examining government hegemony, particularly in microfinance institutions.
Hegemony, Microfinance, Management, Governance
Cite this paper
Anak Agung Ngurah Gede Sadiartha, I. Wayan Widnyana. (2022) Impact and Meaning of Government Hegemony in LPD Managementin Badung Regency. International Journal of Economics and Management Systems, 7, 32-43